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Consolidated
Association of Resolute Employers
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Sample
Schedule of Benefits of how much the insurance will pay |
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Standard |
Royal |
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Deductible—$50
Calendar Year-Per Person Deductible for Basic and Major Services ONLY! |
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Elimination Period—12
Month Waiting Period on Major Procedures |
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Plan Maximum Per Calendar Year-Per Person |
$1,000 |
$1,000 |
$1,000 |
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Preventive * - NO DEDUCTIBLE |
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Two evaluations per
calendar year |
$13
each |
$16
each |
$20
each |
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Two cleanings per
calendar year - Adult |
$33
each |
$40
each |
$50
each |
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Two cleanings per
calendar year - Child |
$22
each |
$27
each |
$34
each |
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Fluoride for Children
(Under age 19) |
$13 |
$15 |
$19 |
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Basic |
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X-rays - complete
series (including bitewings) |
$40 |
$48 |
$60 |
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Bitewings - two films
(Twice in a Benefit Period) |
$15 |
$18 |
$22 |
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Amalgam restoration
(silver fillings)—one surface, primary or permanent |
$35 |
$42 |
$53 |
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Extraction—Erupted
tooth or exposed root (elevation and/or forceps removal) |
$40 |
$48 |
$60 |
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Surgical removal of
tooth (completely bony) |
$83 |
$100 |
$125 |
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Deep sedation/general
anesthesia |
$116 |
$140 |
$175 |
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Major |
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Maxillary partial
denture—resin base |
$248 |
$300 |
$375 |
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Denture repair-Repair
Broken Base |
$30 |
$36 |
$45 |
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Endodontics—root
canal, anterior |
$132 |
$160 |
$200 |
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Periodontal scaling
and root planning, limited (per quadrant). Each quadrant is eligible for
consideration once in a 2 year period |
$43 |
$52 |
$65 |
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Crown—full cast noble
metal |
$185 |
$224 |
$280 |
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Crown repair |
$50 |
$60 |
$75 |
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Pontics—porcelain
fused to noble metal |
$185 |
$224 |
$280 |

Dental Rewards
®—If
within a calendar year an individual goes to the dentist at least once
and never uses more than $500 of the plan maximum, the plan maximum will
increase an additional $250 for the next year. This will continue to
build up to a maximum total of $2,000 ($1,000 annual maximum, plus
$1,000 maximum carryover) as long as the two provisions are met. If the
member does not submit a covered claim during the calendar year, they
will lose their accumulated carryover benefits and will not earn any for
that year. If the member exceeds the $500 threshold, they will not lose
any accumulated carryover, however they will not earn any additional
carryover for that year.
Freedom
to choose your provider—Additional
savings can be seen if you use a network provider. Providers can
be found at
www.ameritasgroup.com
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