FAQ

Programs offered in cooperation with the WREA

and the Wisconsin Coalition of Annuitants

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Frequently Asked Questions

Q: When Does Coverage Begin?

Q: When Will My Coverage End?

Q: Who is Eligible For Coverage?

Q: Can I Cancel My Coverage At Any Time?

Q. Can I really go to any dentist?

Q. Can I participate in this plan along with the dental plan I currently have?

Q. What day will the premium be deducted?

Q: How Do I Enroll For Coverage?

Q: When Does Coverage Begin?

Answer: Coverage will be effective on the first of the month following receipt of your enrollment form, payment option form and your first month's premium. The effective date for your eligible dependents will be the same as yours (unless dependent coverage is added at a later time).

Q: When Will My Coverage End?

Answer: For you, coverage will end the first of the month after we receive a written request to terminate your coverage (when you no longer qualify as an eligible insured you must provide us this information in writing for us to cancel your policy), or if your premium payments are discontinued, whichever comes first. Coverage on a dependent ends on the earlier of the date that they no longer meet the definition of a dependent, or the date that your coverage terminates (both of these situations need to be sent to our office in writing).

Q: Who is Eligible For Coverage?

Answer: All active participants of the Wisconsin Retirement System (WRS) including all Wisconsin State/Public employees (including teachers) both active and retired are eligible. Dependent coverage is available to a married spouse and any unmarried children or stepchildren, under age 19, who are living with the insured. Dependents that are full-time students going to an accredited school and under age 24, are also eligible for coverage.

Q: Can I Cancel My Coverage At Any Time?

Answer: Yes. You can drop coverage at any time. However - this must be done in writing to Greater Insurance Service and the earliest possible cancellation date will be the first of the month after your written cancellation request is received.

Q: Can I really go to any dentist?

Answer: Yes, benefits are payable to any licensed dental provider. Dentists can call Ameritas prior to treatment to verify how the claim will be paid. You can also use one of our approximately 60,000 Preferred Provider Organization (PPO) dentists nationwide for even greater savings. You can refer to your policy certificate for a dentist nearest to you or visit www.ameritasgroup.com

Q: Can I participate in this plan along with the dental plan I currently have?

Answer: Yes, this plan will coordinate benefits payable with other insurance plans.

Q: What day will the premium be deducted?

Answer: If you choose the P.A.I.D. method of payment, the money will be taken out of your account around the 15^th of every month for the following month’s premium. If you choose the credit card method of payment, the money will be taken out of your account around the 20^th of every month for the following month’s premium.

Q: How Do I Enroll for Coverage?

Answer: You may enroll for your benefits when you first become eligible or during one of your association's open enrollment periods. Enrolling for your benefits is as easy as 1,2,3.

Read through the enrollment material.
Complete and sign the enrollment form.
Return the completed form and a check for the first month's premium to:

Greater Insurance Service Corp.

PO Box 8633

Madison, WI 53708-8633